Tag: insurance

Cheap home insurance, but…

Manuel Marques October 17, 2014 No Comments Uncategorized , ,


I got this through the post today – they seem to be barking at the wrong tree as we are all students with barely any valuables, but anyway, I kept reading… Ā£100 per year (with the cashback) doesn’t seem that bad – but they have made some assumptions. OK, let me see what they were…


Right, so they got the # of bedrooms wrong, but the house has been recently refurbished so I’ll concede them that. I kept reading, though… hold on, applicant’s age 67 years old??! And how on Earth was I capable of having 5 years of no claims bonus if I’m only in this country for less than 3 years? šŸ˜›

The funny bit is that it seems the house has aged significantly since the last letter we’ve received (I think it wasn’t home insurance, it was about refurbs & home insulation) – we went from 1968 to 1955 in just a few weeks! šŸ™‚

Still, I don’t know how Halifax got hold of my mailing address. But that’s fine – they make me laugh from time to time, no grudges held!

More strange things about Britain…

Manuel Marques March 10, 2013 No Comments Uncategorized , , , ,

I was just checking car insurance quotes and I was amazed to find that, for the very same car (a cheap, smallish Fiat which sits in a very low insurance group), if I declare its value to be less than Ā£500 the premium will actually rise!

And quite significantly, too – if I declare its value to be around the Ā£700 mark they’ll quote me a premium of Ā£480 (fully comprehensive), but if I lower that figure the premium will rise at least Ā£300!

Seriously, why? I mean, if I wreck the car and they have to pay me back its declared value, they’d have to pay me less… makes no sense!

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